Dental patient insurance and payment options | Cosmetic Dentist in Methuen, MA
Pleasant Smiles Family and Cosmetic Dentist in Methuen MA

Insurance & Payment

Financing Options & Dental Insurance

We firmly believe that financial considerations should not be an obstacle in obtaining proper dental care. So, its our goal to not let the expense prevent you from receiving the quality or care you need and desire. We try to offer a number of payment options and financing plans to help our patients afford the treatment they need.

Our approach is to maximize your insurance benefits and make any remaining balance affordable for you. If you have any questions regarding your insurance benefits, please don’t hesitate to call us.

Payment Options

When it comes to billing, we welcome a variety of payment options. By providing these options, we hope to make paying for your treatment as convenient and affordable as possible.
We accept following methods of payments:

  • Visa®
  • MasterCard®
  • Discover®
  • American Express®
  • Cash
  • Personal Checks
  • Flex Benefit Cards
  • All PPO dental insurance plans
  • HSA (health savings account)

Dental Insurance

Patients with Insurance

At Pleasant Smiles, we accept most insurance plans. Following is the list of our Participating Insurance Plans. If you cannot find your plan, give us a call to verify. There may be a payment (copayment or estimated patient portion) due at your appointment (date of service) based on your insurance plan. The patient’s final financial responsibility can only be determined by the patient’s insurance company and may be different from the payment collected on the date of service.

  • Delta Dental Preferred
  • Delta Dental PPO
  • Blue Cross Blue Shield
  • MetLife (in network)
  • MetLife Tricare (in network)
  • Altus
  • Assurant
  • Ameritas
  • Most PPO dental insurance plans
  • Mass Health

Patients without Insurance

There are multiple payment options available for your convenience. We accept cash, credit cards, debit cards. Other than that patient have following options.

Discount Option
We may offer a 10% discount if the total service is paid in full with check or cash on the day that treatment is presented or completed. This offer is not available if you are paying with a credit card or if your service is covered in whole or in part by dental insurance.

Financing Option
We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans. CareCreditlets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget.It helps you pay for out-of-pocket expenses not covered by medical insurance by extending special financing options that you may not always be able to get when using your Visa or MasterCard.

With no up-front costs, no pre-payment penalties, and no annual fees, CareCreditlets you pay over time and frees up cash and credit cards for the other things you want or need. CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment. Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

– Low minimum monthly payments
– No-interest financing if paid within 12 months (Additional plans may be available)
– No up-front costs, pre-payment penalties or annual fees

Learn more by visiting or contacting our office. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds!
carecredit dental insurance

YOU’RE INVITED TO CALL (978) 258-3672

Accept Most Insurance Plans

  • We go the extra mile to help you understand & maximize your insurance.
  • We file the claims on your behalf so that you can get the treatment you need.
  • Flexible options & easy no-interest payment plans with CareCredit & our in house financing. We always quote in advance – no hidden fees.
  • We accept Delta Dental (PPO, Plus, Premier EPO), BCBS, Metlife, Aetna, United Health Care, Cigna, Altus, Guardian, Principal, Mass Health for under 21 and most other insurance plans.